When applying for a Spain Work Visa, you must have health insurance that meets government requirements, covers medical expenses, hospitalization, and repatriation.
Obtaining a Spain Work Visa involves meeting specific health insurance requirements to ensure that visa holders have adequate medical coverage during their stay. Here’s what you need to know:
1. Comprehensive Health Coverage
- Mandatory Coverage: Spain requires all work visa applicants to have comprehensive health insurance that covers a wide range of medical services, including emergency treatment, hospitalization, and repatriation. The insurance policy must be valid for the entire duration of the stay in Spain.
- Private Health Insurance: Typically, private health insurance is required for the visa application, as it ensures immediate and comprehensive coverage. Public health insurance may not be sufficient for the visa application process.
2. Minimum Coverage Amount
- Coverage Amount: The health insurance policy must provide a minimum coverage of at least €30,000. This ensures that all potential medical expenses, including emergencies and hospitalization, are covered without the need for co-payments or deductibles.
- No Co-Payments: The insurance should ideally have no co-payments or deductibles to meet the visa requirements, ensuring full coverage of medical expenses.
3. Validity and Duration
- Duration of Coverage: The health insurance must be valid from the moment of entry into Spain and for the entire duration of the visa. This includes the initial visa period and any subsequent renewals.
- Proof of Coverage: Applicants must provide proof of insurance when submitting their visa application, which includes a certificate or policy document from the insurance provider detailing the coverage and validity period.
4. Recognized Insurance Providers
- Approved Providers: It is advisable to choose an insurance provider recognized and accepted by Spanish immigration authorities. Some popular international health insurance providers that offer suitable plans for expatriates include Allianz, AXA, and Cigna.
5. Types of Coverage
- Medical Expenses: Coverage should include doctor visits, specialist consultations, diagnostic tests, prescription medications, surgery, and hospital stays.
- Emergency Services: The policy must cover emergency medical treatment and emergency medical evacuation or repatriation.
- Repatriation: Coverage for repatriation of mortal remains in the unfortunate event of death is also typically required.
Summary
To meet the health insurance requirements for a Spain Work Visa, applicants must secure comprehensive private health insurance with a minimum coverage of €30,000, covering a wide range of medical services, emergency treatment, and repatriation. The insurance must be valid for the entire duration of the stay in Spain. For more detailed information and guidance, consult resources like Movingto.io and official Spanish consulate websites.