How does Brexit affect British citizens applying for the Non-Lucrative Visa?

Post-Brexit, British citizens are now subject to non-EU visa requirements for the Non-Lucrative Visa, including financial proof, medical insurance, and a clean record.

Brexit has significantly impacted British citizens' ability to live and work in Spain, including those applying for the Non-Lucrative Visa. Here’s how Brexit affects the process:

1. Non-EU Status

  • Change in Status: Since Brexit, British citizens are no longer EU citizens, which means they now have the same status as other non-EU nationals when applying for visas to live in Spain. This change has introduced new requirements and processes for British citizens that were not applicable before Brexit​.

2. Visa Requirement

  • Mandatory Visa for Residence: Post-Brexit, British citizens must obtain a visa to reside in Spain for more than 90 days within a 180-day period. The Non-Lucrative Visa is one of the options available for those who wish to live in Spain without working. British citizens now need to meet all the standard requirements for the Non-Lucrative Visa, including proving sufficient financial means, having private health insurance, and providing a clean criminal record​.

3. Financial Requirements

  • Proof of Financial Means: Like other non-EU applicants, British citizens must demonstrate sufficient financial resources to support themselves while living in Spain. The required amount is based on the IPREM (Indicador Público de Renta de Efectos Múltiples), and applicants must show that they have enough funds to cover living expenses without needing to work​.

4. Health Insurance

  • Comprehensive Health Insurance: British citizens applying for the Non-Lucrative Visa must have private health insurance that provides comprehensive coverage in Spain. The insurance must cover all medical expenses and cannot have co-payments, as it must be equivalent to the coverage provided by the Spanish public healthcare system​.

5. Application Process

  • Application at Spanish Consulates: British citizens must now apply for the Non-Lucrative Visa through the Spanish consulate in their home country (the UK). The process involves submitting all required documents, attending an interview, and possibly waiting several weeks for a decision. This is a significant change from the freedom of movement they previously enjoyed within the EU​.

6. Residency and Citizenship Pathway

  • Residency Requirements: Once granted the Non-Lucrative Visa, British citizens must comply with Spain’s residency requirements, including spending more than 183 days in Spain per year. After five years of continuous residence, they can apply for permanent residency, and after ten years, they may be eligible for Spanish citizenship, provided they meet all other conditions​.

Summary

Brexit has changed the landscape for British citizens wishing to move to Spain, requiring them to apply for visas like other non-EU nationals. For the Non-Lucrative Visa, this means meeting specific financial, health insurance, and residency requirements. The application process must now be conducted through Spanish consulates in the UK, and compliance with Spain’s residency rules is essential for maintaining visa status and pursuing permanent residency or citizenship.