Health insurance valid in Spain covering medical expenses, hospitalization, repatriation, liability, and travel incidents is recommended for the Spain Digital Nomad Visa application.
When applying for the Spain Digital Nomad Visa, having valid health insurance is a critical requirement. Here are the specific insurance requirements applicants need to meet:
1. Comprehensive Health Coverage
- Mandatory Health Insurance: Applicants must have health insurance that provides comprehensive coverage throughout their stay in Spain. This insurance must be valid for the entire duration of the visa and cover various medical expenses, including emergency medical treatment and hospitalization.
2. Private Health Insurance
- Private Insurance Requirement: Spain typically requires applicants to have private health insurance rather than relying solely on public healthcare systems. The private insurance plan must be from a recognized insurance provider and meet all Spanish health coverage standards.
3. Coverage Details
- Minimum Coverage: The insurance policy must provide a minimum coverage amount, which generally includes at least €30,000 for medical expenses, including repatriation and emergency evacuation.
- No Co-Payments: Ideally, the insurance should have no co-payments (deductibles) to ensure that all medical costs are covered without additional out-of-pocket expenses for the visa holder.
4. Validity and Duration
- Validity Period: The health insurance must be valid from the moment the visa is issued and for the entire period of the stay. If the visa is extended, the insurance coverage must also be extended accordingly.
- Proof of Insurance: Applicants need to provide proof of insurance when submitting their visa application. This includes a certificate or policy document from the insurance provider detailing the coverage and validity period.
5. Recognized Insurance Providers
- Approved Providers: It is advisable to choose an insurance provider that is recognized and accepted by Spanish immigration authorities. Some popular international insurance providers that offer suitable plans include Allianz, AXA, and Cigna.
Summary
To successfully apply for the Spain Digital Nomad Visa, applicants must secure comprehensive private health insurance with coverage of at least €30,000, valid for the entire duration of their stay in Spain. The insurance should have no co-payments and must be from a recognized provider. Proof of this insurance is required during the visa application process. For more detailed information and support with the application, visit Movingto.io.